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Duncan Antoniuk
Professional Summary
Tenured Personal Banker with over eight years at BMO delivering a full-service financial experience to personal and commercial clients. I'm a top lender in my market across consecutive years — originating secured and unsecured credit, structuring complex deals, and adjudicating applications with a disciplined focus on risk and policy. Alongside lending, I drive investment sales through needs-based planning — recommending mutual funds, GICs, and registered products (RRSP, TFSA, RESP) — and provide complete day-to-day banking solutions including credit cards, business accounts, and transactional services. Over time I've become a trusted resource for colleagues on credit analysis and application quality, and I take genuine satisfaction in helping others build confidence and judgment across all areas of the banking relationship. Earlier experience in Group Benefits and investment planning sharpened the consultative approach and risk mindset I bring to every client conversation.
Experience
- 2018 – Present
Personal Banker
BMO Bank of Montreal · Winnipeg, MB
- Top lender in market for multiple consecutive years — consistently high production across secured lending (mortgages, HELOCs, secured lines) and unsecured lending (personal loans, unsecured lines of credit).
- Ranked #1 in insurance sales in the market year over year — leading peers in creditor protection and life, disability, and critical illness solutions.
- Deliver a full-service banking experience for personal and commercial clients: deposit accounts, chequing and savings solutions, business banking, and day-to-day transactional needs.
- Drive investment sales through needs-based conversations — recommending mutual funds, GICs, and registered products (RRSP, TFSA, RESP) aligned to each client's goals and risk tolerance.
- Originate and manage credit card solutions for personal and small business clients, matching product features to client spending patterns and credit profiles.
- Adjudicate and structure consumer and small business lending applications in alignment with credit policy and risk management standards.
- The de facto credit and lending authority in the branch — colleagues and peers across the market consistently seek guidance on complex deals, application quality, and credit fundamentals; trusted to raise the standard of the team without a formal mandate.
- 2013 – 2017
Group Benefits Advisor
Western Financial Group · Winnipeg, MB
- Built and managed a commercial Group Benefits book through consultative sales — prospecting, needs analysis, and client presentations across businesses of varying size and complexity.
- Evaluated claims experience, pricing, and risk factors to support underwriting decisions and ensure policy-compliant, profitable business.
- 2012 – 2013
Financial Consultant
Investors Group · Winnipeg, MB
- Foundation role directly out of university — built early exposure to financial planning, investment products, and relationship-driven client prospecting.
Education
Bachelor of Business Administration
University of Winnipeg · Winnipeg, MB